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The New Mantra in Phoenix: Documents, Documents and More…..

October 18, 2012 by · Leave a Comment

The perception today while purchasing or refinancing a home mortgage is that securing the mortgage approval and satisfying the guidelines required by the underwriters of these loans is the most difficult aspect of the process.  NOT true in this day and age. Your difficulties lie in meeting the rigorous documentation the underwriters are demanding these […]

Making Sure Your Cash-To-Close Comes From The Proper Source

October 29, 2010 by · Leave a Comment

Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just to have a loan denied after the final documents have been signed due to the […]

Common Documents Required For A Mortgage Pre-Approval

March 28, 2010 by · Leave a Comment

Even though many lenders are still quoting quick 10 minute pre-qualifications over the phone or online, a true mortgage approval that holds any weight is one that has been issued by an underwriter who has had an opportunity to review all of the necessary documents. With a constant stream of new lending guidelines, volatile mortgage […]