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Seven Things Your Phoenix Area Agent Should Know About Your Mortgage Approval

October 17, 2012 by · Leave a Comment

While most experienced Phoenix real estate agents have a general understanding of the mortgage approval process, there are a many important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pricing premiums, credit score, secondary underwriting guidelines, rescission deadlines, the type of home […]

Update Regarding the Arizona HARP Version 2 Program (AKA HARP-2)

October 17, 2012 by · Leave a Comment

Click here to read about the details on the HARP-2 program HARP-2 has been available since Decemeber 1st 2011, but only at 10% capacity. The most anticipated feature, which is the ‘no-appraisal required/no max loan to value’ is still not yet available. At this time, we still need appraisals on everything if the loan to value […]